Our next in person class begins Sunday, March 10, 2024.
Childcare is available for a small fee.

What is FPU membership?
When you sign up for FPU at SCCC, you get a 12-month Ramsey+ subscription with all class materials accessed through your on-line membership. Also included in your Ramsey+ membership is the premium version of Every Dollar, the Baby Steps Tracker, and many other products and classes to keep you motivated on your journey.

How often do the classes meet?
Classes are held once per week for nine consecutive weeks. You and your class members will meet in person for 90 minutes to watch the video lessons, do activities, and discuss.

Why Can’t I Just Do FPU on My Own?
Anyone can do it on their own, but they will miss the class members coming together for a small-group discussion and hands-on activities. Group members support and encourage each other as they work to change their financial futures. You will find you are not alone on this journey and other members face the same challenges as you do.

What is the average size of the class?
The average class size is between 8–12 families/individuals (12–24 people). Spouses and engaged couples can attend together with a single membership

What happens if I miss one class? Can I make it up?
As part of your Ramsey+ membership, you have access to all the class videos and can view it online.

What are the subjects covered in each lesson?

• Lesson 1 - Baby Step 1 and Budgeting
• Lesson 2 - Baby Step 2
• Lesson 3 - Baby Step 3
• Lesson 4 - Baby Steps 4, 5, 6 and 7
• Lesson 5 - Wise Spending
• Lesson 6 - Understanding Insurance
• Lesson 7 - Building Wealth
• Lesson 8 - Real Estate and Mortgages
• Lesson 9 – Outrageous Generosity

How do I get the most out of taking FPU?
In our experience of offering FPU at SCCC for over 13 years with hundreds of individuals/couples participating, it is no secret that you get out of FPU what you put into it. The first 3 lessons are the foundation on which the entire course is built. Completing the homework with diligence and great attention to detail is a key indicator of your success. Recently I have seen couples that took FPU 4-10 years ago using the envelope system to stay within their budget. Baby Steps are shown at the end of this FAQ.

Will I be asked to provide any personal financial information?
A couple of times throughout the nine lessons, we will collect financial data to get a cumulative financial view of the class. This data is strictly confidential and will not be tied to any personally identifiable information.

Who benefits from this program?
Everyone can benefit from this program, regardless of age, income level, or marital status.

How Much Does FPU Cost?
The cost per family/individual taking FPU with is $100. This is subsidized by SCCC since the retail cost of a 12-month Ramsey+ membership is $129.99 which does not include a hard-copy of the book. SCCC will try to provide a hard-copy book before the first class, but that may not be possible due to a combination of late sign-ups and shipping delays.

Benefits of the program:

• Financial stress begins to dissipate throughout this program.
• The church congregation begins to reap the benefits of congregation members walking with the Prince of Peace.  
• Marriages are enriched as husbands and wives begin communicating instead of fighting about money; children learn God’s ways of handling money from their parents; and singles find needed support to make wise financial decisions.
• Teaches people how to handle God’s money God’s way.
• Participants are freed up financially and emotionally so they can become the givers God designed them to be - both with their finances and their time.
• With the burden of debt lifted, families are able to give more to support worthy ministries and building programs.